Best accounting solution is Hosting QuickBooks in the cloud

It is widely known to the customers of accounting Intuit QuickBooks is the best accounting management software as the efficiency of the application has made it hugely popular among the customers. It is enterprise management software that runs as SaaS which is software as a service application services. Intuit created this product for small sized firms to help them manage accounting and commerce management which eventually was popular among medium firms and startups. QuickBooks is easy application software designed and marketed by Intuit so that more and more customers can get the benefit of software application management. QuickBooks application integration feature eliminates manual data entry and data processing as the entire data task become automated with the usage of this product. The application integrates easily with all Microsoft products, MAC, UNIX and Linux softwares to make the data entry feasible.

Importance of QuickBooks:

QuickBooks is easy software although can be unfamiliar for some users therefore getting the knowledge of the application is important. Free trial software of the QuickBooks is valid for 30 days only so users should get most benefits of application while webinars are running live and recorded, portal videos explains the functionalities of the application and tutorials can be read. The free trial is big learning approach for users to get the real system knowledge. Customers can purchase the license of the application from Intuit. QuickBooks allows multiples users of a company to collaborate on the real time system which is possible only when users with valid access can login. QuickBooks application can be hosted on cloud server and desktop server whichever is chosen by the company owner. Desktop is old system of hosting the application on local servers. QuickBooks hosted on premise on desktop method and authorized users have accessibility. QuickBooks is a very scalable product which reduces time and makes accounting and commerce quick, faster and easier. Hosting QuickBooks on the cloud is web hosted application which is internet based services just like accessing Google and Hotmail. QuickBooks hosting provider offer web hosting services that users can access on any device. QuickBooks on small devices like tablet and phones makes users updated with all information on commerce of the company.

QuickBooks application is compatible to all devices hence users have flexibility to work on any device as no setups is required. Hosting QuickBooks in the cloud is managed by hosting providers but it is accessible on anytime anywhere. The web hosted application allows only secure login users to access the system. Desktop hosting has high cost of operation while QuickBooks hosting on cloud is managed by hosting services providers on subscriptions at low cost. The low cost feature allows more customers to access the secure services and data hosted online is encrypted. Customers can select add-ons, add-ins and features to enhance the application system. Any update to the application is automatic feature of the application which users not required to do it manual. Cloud hosting providers deliver robust technical support, dedicated data management system, backups and recovery system.

Put your Student Auto Loan doubts to Sleep

An important part of college life is the ability to be able to manage different schedules in your life with your studies. The commute to college by public transport is tedious and takes a lot more time than it should. If you live off-campus, a car of your own will turn this difficult process into a smooth part of your day. With one thing less to worry about, you can focus more clearly on your studies and juggle time effectively between college schedule, your personal life and your part-time job.

Buying a car is not a small investment. Most people, unless they are extraordinarily rich, need an auto loan to get them started. And as a college student, you will need it as well. The good news is that it does not take much to do it right. Just keep in mind some factors while choosing which lender and car you want to go with, and follow the procedure.

Choosing a Car

Buying a brand new car, which you will struggle to pay for, is not advisable. Most college students buy a used car as their first auto purchase. It is economical and practical.

Plan out your budget before you start looking at cars. List out your expenses and income/allowance, and have a clear idea of what kind of payments you are comfortable with.

While choosing a car, think carefully about fuel efficiency. SUVs, for example, will not only squeeze you for more money, but also use up more fuel. Consider the average miles you get per gallon from each car and make the smart choice.

Other costs

While applying for a student auto loan, be clear about your financial stature with the lender. This will help in establishing a doable payment structure for you. Consider other expenses like maintenance, insurance, fuel and repair and add them to the amount you will spend in buying the vehicle.

How can your Parents help you?

Convince your parents to sell their old car. Exchanging that car with the dealer for the one you’re buying will help in lowering the price. A lower price increases the possibility of paying the loan amount back on time. Also, after paying the money back, your credit history will show that you can make calculated financial decisions.

If your parents live in another state, you need not be concerned. Most lenders will not worry about an out-of-state co-signer.

Web Research

Go online and search for the kind of student auto loan deals that you want. Fortunately, there are lenders who are willing to meet with you and discuss terms and conditions clearly according to your needs. Find lenders who encourage college buyers. They will not be bothered much about your non-existent credit history.

Finalize the deal with someone you feel comfortable with. Remember that every time you make your payments, you will take a step closer to having a car of your own.

The word auto loan, especially for students, sounds daunting. But there is nothing complicated about it if done thoughtfully and well. Select an appropriately priced car, figure out the payment amount you can afford and make payments routinely. It’s as easy as that.

Gati Ltd “Delivering On Time, Every Time”

Gati Ltd is a pioneer and leader in the Express Distribution and Supply Chain Solutions in India. The company has launched many path-breaking initiatives in the logistics segment. The business of the company is to move the cargo from one place to another using multimodal transport models, that is, Road, Rail, Air & Sea. They also offer specialized logistics services.

Being a market leader in India, Gati has a strong market presence in the Asia Pacific region and SAARC countries. Today, Gati has offices in China, Singapore, Hong Kong, Thailand, Nepal and plans to foray into other markets. Gati has over 3100 business partners across India and operates a fleet of more than 5000 vehicles.

Key Business Verticals

Express Distribution – The Express distribution and supply chain management business of the group is managed by Gati-Kintetsu Express Private Limited (Gati-KWE) a joint venture company between Gati Ltd and Kintetsu World Express -Japan’s leading logistics provider. Gati-KWE’s multimodal transportation service, unmatched reach, wide network, well-built infrastructure and strong technology ensures that every customer gets an integrated, seamless and cost effective solution right from planning, transportation, routing to delivery.

Gati e-Commerce – e-Commerce logistics services are the fastest growing business vertical for Gati

Gati Kausar – Gati’s cold-chain subsidiary, Gati Kausar, provides cold-chain solutions. Gati Kausar is a prominent player in the fast emerging Indian cold chain industry. The strength of the company lies in its state-of-the-art temperature controlled, integrated transport and storage facilities for agricultural produce, processed food and other temperature sensitive products.

Supply Chain Solution – Gati’s supply chain solution offers an integrated supply chain service to businesses across industry verticals. The company is equipped to handle customized as well as complex end to end integrated logistics solutions. Gati is in a unique position to partner with clients to identify cost Benet opportunities that drive value into their business and achieves this by driving synergy from its varied business units.

Result Analysis

Quarterly Consolidated

Net Sales during Q4FY16 stood at 425 crores vs. 414 in Q4FY15 growing 2.65%
Total Income From Operations stood at 428 crores in Q4FY16 vs 416 crores in Q4FY15 growing 2.88%
Operating Profit was at 28 crores in Q4FY16 vs 25 crores in Q4FY15 growing 12%
PAT for Q4FY16 was recorded at 15.54 crores vs 11.34 crores in Q4FY15 growing 37%

Annual Consolidated

Net Sales during FY16 stood at 1657 crores vs 1638 in FY15 growing by 1.15%
Total Income From Operations stood at 1667 crores in FY16 vs 1648 crores in FY15 growing by 1.15%
Operating Profit was at 93 crores in FY16 vs 106 crores in FY15 falling by 12%
PAT for FY16 was recorded at 49.23 crores vs 56.56 crores in FY15 falling by 13%
EPS stood at 4.21 vs 4.72

The Gati share price is trading at 152 with a P/E of 36.04. The stock has a market cap of 1329 crores. The 52 week high / low for the stock is 206.45 / 94.50 respectively. The company has not shown exceptional growth on a QoQ and YoY and we do not recommend fresh buy in the stock. Every rise should be looked as an opportunity to exit the stock.